$500K Contractor Funding — For Contractors Running Real Volume
At $500K, contractor funding becomes strategic. You're not just bridging a single job — you're building capacity to take on larger projects, run more crews, or make equipment decisions that define the next 3 years of your business.
Four Point Group's $500K contractor funding is underwritten on revenue — 3–6 months of bank statements, not personal credit scores or tax returns.
Who Qualifies for $500K Contractor Funding?
Most $500K contractor funding applicants have:
- **$75K+ average monthly revenue** (trailing 6-month average)
- **18+ months in business** with strong deposit consistency
- **Low NSF activity** in the business checking account
Revenue-based underwriting means the loan is secured against your future project revenue — not your equipment or personal real estate.
What Can $500K Contractor Funding Finance?
- **Multi-crew operations** — hire and equip a second or third crew for concurrent projects
- **Equipment fleet investment** — vehicles, heavy machinery, large tool sets
- **Large project mobilization** — upfront costs for a major commercial or government contract
- **Growth phase working capital** — hire, train, and equip before revenue scales
- **Bid capacity improvement** — bonding, insurance, and upfront project costs for larger bids
No Personal Assets Required
Revenue-based contractor funding at $500K doesn't require you to pledge your truck, equipment, or personal real estate. We're financing the cash flow of your business, not the hard assets sitting on a job site.
**Apply for $500K contractor funding** — 5 minutes, 24-hour advisor response.