$250K Contractor Funding — Revenue Speaks Louder Than a Credit Score
When your contracting business is generating $40K+ per month in revenue, the bank's 60-day application and 700 credit score requirement is a distraction — not a barrier.
Four Point Group's $250K contractor funding is underwritten on your revenue history, not your personal credit file. No personal assets required. Decisions in days.
Who Qualifies for $250K Contractor Funding?
Most $250K contractor funding applicants have:
- **$40K+ average monthly revenue** (verified via 3–6 months of bank statements)
- **12+ months in business** with active project pipeline
- **Consistent deposit history** in the business checking account
What Does $250K in Contractor Capital Cover?
- **Multi-job float** — cover labor and materials across 2–3 active projects while waiting on draw requests
- **Equipment fleet purchase** — larger tools, machinery, vehicles for job site operations
- **Subcontractor payments** — keep subs happy and schedule on track
- **New project setup costs** — permits, insurance, initial materials for a new contract
- **Business expansion** — hire a crew, open a second crew, take on larger projects
Revenue-Based vs. Bank Lending for Contractors
**No hard pull until you review an offer.** Apply freely.
**Apply for $250K contractor funding** — 5 minutes, 24-hour advisor response.