$100K Contractor Funding — When the Job Is In, the Cash Should Be Too
Contractors are constantly in the gap. You've done the work, submitted the draw request, and now you're waiting 30–60 days for payment while covering materials, subcontractors, and payroll.
$100K in contractor funding from Four Point Group is designed to bridge that gap — capital based on your revenue history, not your personal credit file. No personal assets required.
Who Qualifies for $100K Contractor Funding?
Most contractors approved for $100K funding have:
- **$20K+ average monthly revenue** (deposits, not invoices)
- **6+ months in business** with active project history
- **A business checking account** showing consistent deposit patterns
We look at bank statements — 3–6 months — not just your credit score. If your jobs are winning and your deposits are consistent, the revenue speaks for itself.
What Can $100K Contractor Funding Cover?
- **Materials and subcontractor payments** between draw requests
- **Equipment purchase or rental** — tools, machinery, job site equipment
- **Change order float** — cover approved work while waiting on updated draw schedules
- **Payroll bridge** — keep your crew working between project phases
- **Bid bonds and insurance premiums** — cover upfront costs on new projects
Why Contractors Choose Four Point Group
Banks want tax returns, balance sheets, and personal guarantees. We want 3–6 months of bank statements and a revenue pattern that proves you can service the debt.
**No hard credit pull on the initial application.** Soft pull only — your credit score doesn't move when you check your options.
**Apply for $100K contractor funding** — 5 minutes, 24-hour advisor response.