Four Point Group Blog

Funding insights for business owners who don't have time for fluff.

Real numbers, real tradeoffs, real products. If you're looking for capital to grow, this is where to start.

9 min read · May 26, 2026

No Collateral Business Loans: How They Actually Work in 2026

When a lender says "no collateral required," the first thing you should ask is: what do they require instead? Because lenders don’t give money away. If you’re n…

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11 min read · May 26, 2026

Revenue-Based Financing vs Term Loans: Which Fits Your Cash Flow?

Pick the wrong funding structure and you’ll spend the next 12 months watching your cash flow get squeezed by a payment that doesn’t flex with your business. Pic…

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10 min read · May 26, 2026

5 Faster Alternatives When the Bank Says No (or Takes 60 Days)

Banks are slow. Not because they’re bad — because that’s how they’re structured. Credit committees, compliance reviews, collateral documentation, floor approval…

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