Three calculators to help you understand your borrowing power, DSCR, and working capital needs. Use them for free — email gate only if you want the PDF.
Get Funded — Apply in 5 Minutes →Monthly payment, DSCR impact & qualification band
Enter your monthly revenue, existing debt service, and desired loan amount. Get an estimated payment, your post-loan DSCR, and a Green/Yellow/Red qualification likelihood — with a product recommendation.
Calculate →Debt Service Coverage Ratio in seconds
Plug in your Net Operating Income and current debt obligations. Instantly see your DSCR ratio and whether it hits the 1.15x–1.25x threshold most lenders require for approval.
Calculate →Working capital gap & recommended LOC sizing
Enter your monthly AR, average days-to-collect, and fixed costs. See exactly how much working capital your business is leaving on the table — and what size LOC would close the gap.
Calculate →Explore more from Four Point Group