$1M Contractor Funding — Revenue-Backed Capital for Established Contractors
$1M in contractor funding is for operators who have already built something real. Multiple crews, active projects, $150K+ in monthly revenue — and a strategic opportunity that requires capital to execute.
Four Point Group's $1M contractor funding is underwritten on your revenue history. No personal assets required. No bank timeline.
Who Qualifies for $1M Contractor Funding?
Most $1M contractor funding applicants have:
- **$150K+ average monthly revenue** (trailing 6-month average)
- **24+ months in business** with active commercial or residential project pipeline
- **Strong deposit consistency** with low NSF activity
What Does $1M Contractor Funding Enable?
- **Major project mobilization** — upfront costs for large commercial or government contracts
- **Multi-location operation** — open a second division, service territory, or office
- **Equipment fleet overhaul** — replace aging machinery and vehicles at scale
- **Acquisition financing** — buy out a competitor or acquire a complementary trade business
- **Growth bridge** — hire and equip ahead of revenue during a major project phase
Revenue-Based Underwriting — What We Look At
- 3–6 months of business bank statements (not tax returns)
- Monthly deposit average and consistency
- Business checking account health (NSF rate, overdraft history)
- Active project pipeline or contract history
**Soft pull only on application. No hard pull until you review an offer.**
**Apply for $1M contractor funding** — 5 minutes, 24-hour advisor response.