North Carolina accounting, legal, marketing, and consulting firms use revenue-based funding to hire, expand, and bridge client payment gaps — without pledging personal assets.
These are illustrative examples based on realistic SMB funding patterns — not guarantees. Your actual range depends on your revenue, tenure, and credit profile.
Hired 3 associates ahead of a large client engagement. Revenue-based on $45K/mo in retainer billings.
New office suite fit-out including furniture, AV, and IT infrastructure. No personal real estate pledged.
Covered 90 days of operating costs while a large government contract was processing payment. Repaid on receipt.
Business name, email, funding need, monthly revenue. Soft pull only — no credit impact.
A real human advisor reviews your application within 24 hours and reaches out with questions or options.
Clear terms, no surprises. Review and accept the offer that works for your business.
Typically 1–3 business days after acceptance. No origination fees to pay upfront.
| Feature | Four Point Group | Lendio / Bluevine | Bank / SBA |
|---|---|---|---|
| Personal collateral required | ✗ Never | Sometimes | Usually required |
| Decision timeline | 1–3 days | 3–10 days | 30–90 days |
| Revenue-based underwriting | ✓ Primary method | Partial | Credit-first |
| Hard credit pull on apply | ✗ Soft pull only | Hard pull | Hard pull |
| Min. funding amount | $10,000 | $5,000–$25,000 | $50,000+ |
| Industry expertise | Professional Services specialists | Generalist marketplace | Generic products |
Soft credit pull only. A funding advisor reviews your file within 24 hours.
Yes. We fund professional services across the United States including North Carolina. The application process and terms are the same nationwide — revenue-based underwriting, no personal collateral, decisions in days.
Yes. We look at your bank deposit history — retainers, project payments, and contract receipts all count. Consistent deposits qualify.
Yes. Bridging the gap between signing a contract and getting paid is a primary use case.
No. Revenue-based funding is secured against your business cash flow, not specific contracts or receivables.
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