Texas Business Loans — Capital for the Texas Economy
Texas businesses move fast — energy, agriculture, construction, hospitality, tech — and capital needs don't wait for a 60-day bank application.
Four Point Group offers Texas business loans from $10K to $1M, underwritten on your revenue history rather than your personal credit score. No personal assets required. Decisions in days.
Who Qualifies for Texas Business Loans?
Most Texas business loan applicants have:
- **$20K+ average monthly revenue** (3–6 month trailing average via bank statements)
- **6+ months in business** operating in Texas
- **Active business checking account** showing consistent deposit patterns
We work with a broad range of Texas industries — restaurants, contractors, retailers, logistics, professional services, and more.
What Can Texas Business Loans Cover?
- **Working capital** — cover cash flow gaps during industry cycles
- **Equipment and inventory** — purchase equipment or stock up for peak season
- **Expansion and new locations** — lease deposits, build-out, initial inventory
- **Payroll bridge** — cover staffing costs between major contracts or events
- **Renovation and growth** — update your space or scale operations
Why Texas Businesses Choose Four Point Group
- **Revenue-based underwriting** — bank statements over credit scores
- **No personal collateral** — your personal assets are not part of the deal
- **Fast decisions** — 5-minute application, 24-hour advisor response
- **Statewide coverage** — Houston, Dallas, Austin, San Antonio, and beyond
Industries We Serve in Texas
- Restaurants and food service
- General contractors and trades
- Retail and e-commerce
- Energy and logistics
- Healthcare and wellness
- Professional services
**No hard credit pull on the initial application.** Apply in 5 minutes, get a response within 24 hours.
**Apply for Texas business loans** — 5-minute application, 24-hour advisor response.