$100K Retail Funding — Inventory Doesn't Wait for Banks
Running a retail business means you're always ahead of your cash — stocking inventory before peak seasons, covering rent between paycycles, or restocking a bestseller that keeps selling out.
$100K in retail funding from Four Point Group is designed to bridge that gap. We look at your revenue, not your credit score. No personal assets required.
Who Qualifies for $100K Retail Funding?
Most retail operators approved for $100K funding have:
- **$20K+ average monthly revenue** (3–6 month trailing average via bank statements)
- **6+ months in business** with consistent deposit history
- **Active business checking account** showing retail revenue patterns
We look at your deposit pattern — not just a credit score. If your store is generating consistent revenue, you likely have options.
What Can $100K Retail Funding Cover?
- **Seasonal inventory buy** — stock up before the holidays, Black Friday, or a local event
- **New product line launch** — initial purchase order for a new category or supplier
- **Equipment or fixture upgrade** — point-of-sale system, display cases, lighting
- **Rent or lease reserve** — bridge a cash flow gap between slow and peak months
- **Marketing push** — local advertising, pop-up setup, or e-commerce integration
Why Retailers Choose Four Point Group Over a Bank
Banks want 2 years of tax returns, audited financials, and personal real estate as collateral. We want 3–6 months of bank statements and a revenue pattern that proves your store can support the capital.
**No hard credit pull on the initial application.** Explore your options without commitment.
**Apply for $100K retail funding** — 5 minutes, 24-hour advisor response.