$1M Restaurant Funding — Revenue-Backed, No Personal Assets
$1M in restaurant funding through Four Point Group is designed for established operators — multi-location groups, high-revenue single concepts, or hospitality businesses ready to make a significant move.
We underwrite on revenue, not personal assets. $1M requires a demonstrated revenue pattern that shows the business can service the capital.
Who Qualifies for $1M Restaurant Funding?
Most $1M restaurant funding applicants have:
- **$150K+ average monthly revenue** (trailing 6-month average)
- **24+ months in business** with strong, consistent deposit history
- **Low NSF activity** in the business checking account
- **No open tax liens** against the business entity
What Can $1M Restaurant Funding Finance?
- **Multi-location acquisition or build-out** — lease, renovation, working capital for 2+ new sites
- **Ownership transition** — buy out a partner or family member without a bank timeline
- **Equipment fleet overhaul** — replace aging kitchen equipment across multiple locations
- **Private event space build-out** — add revenue-generating dining rooms or event halls
- **Franchise or licensing fees** — cover franchise costs or licensing agreements
The Four Point Group Difference for Restaurant Operators
- **Revenue-based underwriting** — your revenue is the collateral, not your home
- **No hard pull until you see an offer** — apply freely, credit score stays put
- **Dedicated funding advisor** — a real human reviews your file, not an automated system
- **Fast decisions** — 24-hour advisor response, 1–3 day funding after acceptance
**Apply for $1M restaurant funding** — 5-minute application, 24-hour advisor response.