Get Restaurant Funding of $100K Without the Bank Wait
Running a restaurant means cash flows in peaks and valleys. You're restocking inventory before a big weekend, paying suppliers before the check drops, or covering a surprise equipment repair that can't wait until next month.
A $100K restaurant funding option through Four Point Group is designed for operators who need capital now — not after a 60-day bank application. We look at your revenue, not your personal credit score.
Who Qualifies for $100K Restaurant Funding?
Most applicants approved for $100K in restaurant funding have:
- **$20K+ average monthly revenue** (3–6 month average via bank statements)
- **6+ months in business** (no startup funding — existing operators only)
- **An active business checking account** in the restaurant's name
Credit score is one factor, but it's not the deciding one. Revenue-based underwriting means we evaluate the health of the business, not just your personal credit file.
What Can You Use $100K Restaurant Funding For?
- **Inventory purchase** — stock up before a seasonal peak or cover a supplier invoice
- **Equipment repair or replacement** — walk-in cooler, hood system, POS hardware
- **Lease deposit or build-out** — first month or security deposit for a new location
- **Staffing bridge** — cover payroll between slow and peak seasons
- **Marketing push** — fund a local ad campaign or delivery platform fees before a major event
How Fast Is $100K Restaurant Funding?
After submitting your 5-minute application, a funding advisor reviews your file within 24 hours. Offers are typically delivered within 1–3 business days of acceptance.
**No hard credit pull on the initial application.** Soft pull only — your credit score won't move when you apply.
No Personal Collateral Required
We don't require personal assets — real estate, equipment, or vehicles — as collateral for restaurant funding. Revenue-based products are secured against your future receivables, not your personal belongings.
**Ready to apply?** It takes about 5 minutes. We'll pull your bank statements (3–6 months), review your revenue, and deliver options — typically within 24 hours.